Generate Dispute Letter
Credit Dispute Letter
Name: document.write(decodeURIComponent(new URLSearchParams(location.search).get("full_name") || ''))
Address: document.write(decodeURIComponent(new URLSearchParams(location.search).get("address") || ''))
Date: document.write(decodeURIComponent(new URLSearchParams(location.search).get("date") || ''))
To: document.write(decodeURIComponent(new URLSearchParams(location.search).get("bureau") || '')) Credit Bureau
I am writing to formally dispute an item on my credit report regarding the account: document.write(decodeURIComponent(new URLSearchParams(location.search).get("account_name") || '')).
The reason for this dispute is as follows:
const reason = decodeURIComponent(new URLSearchParams(location.search).get("dispute_reason") || '');
const reasons = {
"Account not mine": "The account does not belong to me and may be a case of identity theft.",
"Incorrect balance": "The balance listed is incorrect and does not reflect the actual amount owed.",
"Duplicate account": "This account is listed more than once and should only appear once.",
"Paid but showing unpaid": "The account has been paid in full but is still reported as unpaid.",
"Late payment inaccurate": "A late payment is being reported inaccurately.",
"Account opened fraudulently": "This account was opened fraudulently without my authorization.",
"Account settled not reported": "The account was settled but not marked as such on my report.",
"Obsolete item": "This account is outdated and should have been removed under FCRA time limits.",
"Other – See notes": "Please refer to the additional notes below."
};
document.write(reasons[reason] || reason);
Additional Notes:
document.write(decodeURIComponent(new URLSearchParams(location.search).get("additional_notes") || ''))
Please investigate this matter and update your records accordingly. I request that the results of the investigation be sent to me in writing within 30 days, as required under the Fair Credit Reporting Act.
Sincerely,
document.write(decodeURIComponent(new URLSearchParams(location.search).get("full_name") || ''))