Generate Dispute Letter

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Credit Dispute Letter

Name: document.write(decodeURIComponent(new URLSearchParams(location.search).get("full_name") || ''))
Address: document.write(decodeURIComponent(new URLSearchParams(location.search).get("address") || ''))
Date: document.write(decodeURIComponent(new URLSearchParams(location.search).get("date") || ''))

To: document.write(decodeURIComponent(new URLSearchParams(location.search).get("bureau") || '')) Credit Bureau

I am writing to formally dispute an item on my credit report regarding the account: document.write(decodeURIComponent(new URLSearchParams(location.search).get("account_name") || '')).

The reason for this dispute is as follows:

const reason = decodeURIComponent(new URLSearchParams(location.search).get("dispute_reason") || ''); const reasons = { "Account not mine": "The account does not belong to me and may be a case of identity theft.", "Incorrect balance": "The balance listed is incorrect and does not reflect the actual amount owed.", "Duplicate account": "This account is listed more than once and should only appear once.", "Paid but showing unpaid": "The account has been paid in full but is still reported as unpaid.", "Late payment inaccurate": "A late payment is being reported inaccurately.", "Account opened fraudulently": "This account was opened fraudulently without my authorization.", "Account settled not reported": "The account was settled but not marked as such on my report.", "Obsolete item": "This account is outdated and should have been removed under FCRA time limits.", "Other – See notes": "Please refer to the additional notes below." }; document.write(reasons[reason] || reason);

Additional Notes:
document.write(decodeURIComponent(new URLSearchParams(location.search).get("additional_notes") || ''))

Please investigate this matter and update your records accordingly. I request that the results of the investigation be sent to me in writing within 30 days, as required under the Fair Credit Reporting Act.

Sincerely,
document.write(decodeURIComponent(new URLSearchParams(location.search).get("full_name") || ''))